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    Thread: No Claim Bonus query

    1. #1
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      No Claim Bonus query

      I got a second hand car, RC book was transferred to my name and insurance was also transferred to my name.

      There was no claim made in the previous year.

      Now for insurance renewal, can I ask for 20% NCB?

    2. #2

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      Yes the ncb is also transferred with the insurance. The percentage depends on the year. Afaik

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      Quote Originally Posted by themonk View Post
      I got a second hand car, RC book was transferred to my name and insurance was also transferred to my name.

      There was no claim made in the previous year.

      Now for insurance renewal, can I ask for 20% NCB?
      No - The NCB is typically for the original owner to enjoy. They may insist that the policy has to complete one year in your name for you to be eligible. NCB is given for being a good driver - not for being a good car!

      You may want to check with your insurance company - they may have some fine print governing such mid-year transfers.
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